Site owners

Over 60% of cash machines are installed away from bank or building society branches. These machines provide convenient access to cash for millions of people and are installed in a huge variety of locations.

Site owners are the people who have ATMs on their premises and they include large supermarkets, convenience stores, pubs, military bases, hospitals, railway stations, factories, large corporate offices and mobile machines.  There are also mobile cash machines which travel to festivals, shows and sports events and there are even ATMs on cross-channel ferries.

Banks, building societies and independent ATM operators are always looking for new sites and each one needs a landlord who may get significant benefits from having an ATM installed on their premises.

If you would like a cash machine installed in your premises you should contact a LINK member and discuss your requirements with them.  All cash machines are operated by LINK members, not LINK itself and the members' page has links through to members’ websites and contact details.

The benefits for site owners include:

  • higher footfall as customers choose the location to get cash;
  • higher turnover as ATM users spend the cash they have withdrawn in the store;
  • competitive advantage over nearby locations which do not offer ATM facilities;
  • increased customer satisfaction by offering an added value service;
  • the potential for rental income.

In addition some cash machines are replenished by the landlord from their over-the-counter cash takings and this can mean fewer bank visits and cash processing charges.

LINK supports the Code of Conduct for the Authentication of Machine-Dispensed Banknotes and a leaflet giving more details can be downloaded here

LINK does not install or operate ATMs on its own behalf, so if you are a landlord, and you are interested in having a cash machine installed in your premises you should contact a LINK member directly and discuss the opportunity with them.

While LINK Scheme rules require card-issuing members to demonstrate their creditworthiness, and require ATM-operating members to demonstrate that they can securely handle customer data, neither the LINK Scheme nor VocaLink accepts any liability nor offers any guarantee nor any indemnity in respect of any funds owed by any LINK Scheme member to another member or owed by a LINK Scheme member to any other entity or individual with which it may do business.

Should a member become unable to discharge its obligations or debts to any other entity or individual, then each of those other entities and individuals will be responsible for bearing any loss that they suffer. Particularly where site owners are replenishing ATMs with their own cash, they are advised to ensure they are fully satisfied with arrangements for repayment of cash dispensed in all circumstances.

The members page has links through to our members’ websites and their contact details.