Most ATMs and withdrawals are free across the LINK network but some cash machines charge you to use them.
Charges at Cash Machines
Around 96% of UK cash withdrawals are free of charge and at the majority of cash machines in the UK there is no charge for cash withdrawals when using a debit card or ATM card.
You will only be charged if;
Fair Rules on Charging
The LINK network allows both free and charging ("pay-to-use") cash machines. Government and Parliament have recognised that charging as well as free machines can help to improve the public's access to cash and benefit local businesses.
LINK does not itself impose any charges on customers who use cash machines, and does not set the level of any fee charged. LINK does require all cash machine owners and card issuers to follow certain rules on charging. Our rules:
The LINK Scheme seeks to maintain and enforces these rules, including by undertaking regular surveys of ATM signage, but if you see a cash machine that does not comply with these rules, please contact us.