LINK is regulated by the Bank of England and Payments Systems Regulator. Details of how they regulate LINK can be found on their websites.

In recognition of its systemic importance, LINK conducts, and publishes, an annual self-assessment in line with the principles of the Technical Committee of the International Organization of Securities Commissions (CPMI-IOSCO Principles).

In accordance with PSR General Direction 4 covering Service-user interests, LINK publishes an annual report on its engagement with service-users. The report for period October 2022 to September 2023 can be downloaded here.


LINK's main Financial Inclusion policy documents can be downloaded from this page.

  • Protected ATM Policy.
  • Retail Centre ATM Policy.

Interchange Approach

On 21st January 2018 LINK announced a series of measures designed to maintain and rebalance the UK’s ATM network – shifting incentives from deploying ATMs in city centres to rural and less-affluent communities.

For further information see links below.

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